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Resources

How can I improve my credit score?

There are several ways to improve your credit score. But it’s much more important to focus on improving what’s in your credit report rather than obsessing over your credit score. Read more

What is a good credit score?

For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Read more

What is a good Vantage score?

Scores by VantageScore are also types of credit scores that are commonly used by lenders. The VantageScore was developed by the 3 major credit bureaus including Experian, Equifax, and TransUnion. The latest VantageScore 3.0 model uses a range between 300 and 850. A VantageScore above 700 is considered to be good, while above 750 is considered to be excellent. Read more

Why do credit scores matter?

Having good credit is important, because it determines whether you’ll qualify for a loan. Read more

What factors affect my credit score?

The information that impacts a credit score varies depending on the scoring model being used. Read more